We have a range of products available some of which do not require a regular monthly payment if affordability is an issue.

Whilst we will carry out a credit check, if you have sufficient equity in your property then we may be able to tailor a loan package to meet your individual needs following a robust financial review.

For loans administered on behalf of our local authority partners we will charge a one off administration fee of £130. There will also be a £20 fee to cover registration of our charge at HM Land Registry.

For any loans offered outside of the local authority schemes a fee of 3% of the loan amount will be charged subject to a minimum of £150.

For our Shared Equity Loan product an additional fee will be required to cover the cost of a RICS valuation.

You can make regular overpayments, lump sum payments or settle the loan in full at any time without incurring any penalties or fees.

Parity Trust deliver a range of secured loan products. If you have equity in your property then subject to eligibility we may be able to provide funding for home improvements.

Our interest rates are fixed for the life of the loan. Therefore you will know the costs from the outset. If you overpay or settle early you will reduce the amount of interest that you pay.

We have a range of products available some of which do not require a regular monthly payment if affordability is an issue. If you have sufficient equity in your property then we may be able to tailor a loan package to meet your individual needs following a robust financial review.

Should you experience any financial difficulties during the term of your loan agreement with Parity Trust, the most important thing to do is contact us. As an ethical and socially responsible lender we will review you circumstances and do our best to support you. You can call us on 02392 375921, or send an email and one of the team will get in touch to see how we can help you.