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Socially responsible lending
Parity Trust is a not for profit finance company, regulated by the Financial Conduct Authority. Originally established in 2000, we have been providing secured loans to homeowners alongside our local authority partners since 2005.
We can assist a diverse range of customers. We have no upper age limits and we can lend to people in receipt of various types of income including benefits and pensions. We put the needs of our customers first and as such, we aim to improve people’s lives through the use of our individually tailored loan packages.
We work in partnership with local authorities to deliver a subsidised, low cost, secured home improvement loan scheme. We are dedicated to making homes decent and energy efficient, and ensuring that people can live in a warm, secure and comfortable home.
During the past 25 years Parity Trust has also worked with other partners to deliver projects which support communities including first time buyers and those looking to move to a property fit for their future needs. See our Projects page for more information.
We understand that what we do is more than just providing finance. The ethos at the heart of Parity Trust is finance for all. The values that drive this are:
Financial Inclusion: develop products and services that meet the needs of a range of customers, including those marginalised from accessing mainstream finance.
Customer Focus: our wide range of customers are at the heart of what we do. We exist to provide solutions and as such, we will only lend if we have a suitable product to offer.
Innovation: design products and services which meet the future needs of our customers and our partners.
Empowerment: we support our partners in delivering their housing objectives, and our customers to live in decent, safe, and warm homes for as long as possible.
Our latest social impact report reflects on our journey, and highlights the positive impact that our home improvements have made to individuals and communities. The report also highlights our work to support financial inclusion.
Read our Social Impact Report:
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Our Vision
To be the leading provider of secured lending for social good
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Our Mission
To provide bespoke financial solutions. Working with partners, we aim to support homeowners by providing financial services that maintain and improve health and wellbeing, quality of life, and increase the energy efficiency of homes
We exist to
provide solutions.
We exist to provide solutions and as such, we will only lend if we have a product which is suitable for a clients circumstances. With the rising cost of living, house prices, shrinking savings pots and diminishing pensions, we appreciate the need for affordable and flexible lending. We provide an inclusive, personal service and we are passionate about creating lasting and sustainable change.
Company Information
Registered Office: Suite 73, Port View, One Port Way, Port Solent, Portsmouth PO6 4TY
Parity Trust is the trading name of the group comprising of:
- Parity Trust Limited, registered in England and Wales. Companies House Number: 3977373. Authorised & regulated by the Financial Conduct Authority for its regulated mortgage activities. Parity Trust Limited is entered on the Financial Services Register; Number: 504445
- Portsmouth Area Regeneration Trust, registered in England and Wales. Companies House Number: 03794640. Charity Commission Register Number: 1079454. Vat No: 768831874
- Parity Trust IPS Limited. Registered Society registered under the Co-operative and Community Benefit Societies Act 2014 under Number 29069R.
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