We are on the same side of the table as you

About us

Parity Trust provides secured loans and mortgages, helping you move or improve, and get back on track. We provide flexible, affordable solutions, even if you’re on a low income or have been refused credit elsewhere. We lend to older borrowers – also called later life lending) and provide shared ownership mortgages for Community Land Trust and Housing Association homes. In the past 10 years, we have offered over 650 secured home improvement loans enabling homeowners to feel safe, secure and happy in their homes again.
We are proud of our long-standing partnership with a number of local authorities (see below for current partners) which means we can offer affordable home improvement loans. With these loans, we have helped hundreds of clients to carry out adaptations to their homes (including Disabled Facility Grant top-ups) as well as repairs and improvements. With our help, you can keep control of your finances and your home environment.
With the rising cost of living, house prices, shrinking savings pots and diminishing pensions, we know that you need affordable and flexible lending. You can trust us to find the right solution for your needs, no matter your circumstances. We provide an inclusive, personal service and we are passionate about creating lasting and sustainable change. If you would like to find out more about why we are different from other lenders, download our ways we are different info sheet. 


We can help you get back on track

We offer a range of flexible affordable loans and mortgages to help you move or improve, no matter your circumstances. Click on an image to find out more.
“I found every aspect of the service excellent, and I was particularly impressed with the speed of the whole process and the friendliness and courtesy shown by everyone involved”.
“Finance to innovate and empower”

Our Vision

Parity Trust is the specialist secured loan and mortgage provider for affordable and decent homes.

Our Mission

We are committed to providing affordable loans and mortgages, through bespoke packages, to people and communities who are marginalised from accessing mainstream finance.

Company Information

Parity Trust is the trading name of the group comprising of:

Parity Trust IPS Limited. Registered Society registered under the Co-operative and Community Benefit Societies Act 2014 under Number 29069R.

Parity Trust, registered in England and Wales. Companies House Number: 03794640. Charity Commission Register Number: 1079454.

Parity Trust Limited, registered in England and Wales. Companies House Number: 3977373. Authorised & regulated by the Financial Conduct Authority. Financial Services Register Number: 504445

Parity Trust is a member of UK Finance, an associate of the Community Land Trust Network and you can also find us on the Financial Services Register.

National CLT Network AssociateUK Finance member 2019Armed Forces Covenant Employer Recognition Scheme: Bronze Award

Contact us

Just give us a call on 023 9237 5921 or drop us a few details using the form below and we'll be in touch

Parity Trust, Port View, One Port Way, Port Solent, Portsmouth PO6 4TY

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Parity Trust works with the following local authorities to provide secured Home Improvement Loans