rightsize, downsize, remortgage options, retirement lending

Start Again Mortgage

Modern society and pressures in life see the need for people in their forties and fifties to ‘start again’ when considering their housing provision. Our mortgages are available if you wish to start again after divorce, due to health issues or any other conscious change in life direction. We have found that many of our customers initially faced obstacles when they sought to raise a mortgage to meet their change in circumstances. At Parity Trust we have a range of products that enable us to consider ‘mid life’ and ‘later life’ lending. Whatever your reason or need, contact our specialist mortgage team on 023 9237 5921 or fill in our contact form. We will be happy to answer any questions you have and offer information about our product range and lending criteria.

Overview

Some of the reasons why you might be seeking to Start Again

You may be looking to secure your future by purchasing a property post-divorce or death of a partner
Expats returning to the UK
You might need to downsize or move but you are unable to transfer your current mortgage to another property
You may simply need to refinance, consolidate debts or require funds for home improvements / adaptations

Key Features

Mortgages from £15,000–£100,000
No penalties for overpayments or early settlement
Home Visit — Financial review carried out in your home
Terms of up to 25 years available
No Age Restrictions for older borrowers
Interest Rate 5.99% (6.16% Typical APRC)
Low Arrangement Fee

Example

Loan Type	Loan Amount	Term	Monthly Payment	Interest Rate	Total Payable
Capital Repayment	£50,000	25 years	£321.85	5.99% (6.16% APR)	£96,555.00

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Contact us

Parity Trust
Port View, One Port Way, Port Solent, Portsmouth PO6 4TY
023 9237 5921

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