Overview
Some of the reasons why you might be seeking to Start Again
- You may be looking to secure your future by purchasing a property post-divorce or death of a partner
- Expats returning to the UK
- You might need to downsize or move but you are unable to transfer your current mortgage to another property
- You may simply need to refinance, consolidate debts or require funds for home improvements / adaptations
Key Features
- Mortgages from £15,000–£100,000
- No penalties for overpayments or early settlement
- Home Visit — Financial review carried out in your home
- Terms of up to 25 years available
- No Age Restrictions for older borrowers
- Interest Rate 5.99% (6.16% Typical APRC)
- Low Arrangement Fee
Example
| Loan Type | Loan Amount | Term | Monthly Payment | Interest Rate | Total Payable |
|---|---|---|---|---|---|
| Capital Repayment | £50,000 | 25 years | £321.85 | 5.99% (6.16% APR) |
£96,555.00 |
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