Shared Ownership Mortgage

We understand it’s difficult for people to save for a deposit when rents and the cost of living are high. This is why we offer a Shared Ownership Mortgage to help you get on to the housing ladder. We can provide these mortgages on Community Land Trust and Housing Association homes.

What is a Shared Ownership Mortgage?

A Shared Ownership Mortgage allows you to buy a set percentage of a property, without needing to raise a large mortgage and deposit for the full purchase price.  Typical shares available can range between 25% – 75%. Some schemes are known as ‘part rent part buy’ as you pay rent on the share of the property that you do not own. We offer a Shared Ownership Mortgage which only has a requirement of a 5% deposit.  

You can view a film here which shows the work of Wickham Community Land Trust based in Hampshire, who we were proud to support during their first affordable homes project.