Homeowner Loans

Our homeowner loans are secured loans which can be used for a number of purposes including home improvements and repairs (like a new bathroom or kitchen, central heating or roof repairs). Loans can also be used to cover the cost of common parts works. We carry out a full financial review which ensures any loan offered is appropriate to your circumstances.

Who can apply?

We have no age restrictions, so age is not a barrier to accessing our finance. We offer a range of secured loans which mean we can help, regardless of your circumstances. If you are concerned that you may not be able to afford a loan, please get in touch as we have a  range of loan products. We are also happy to talk to you if you think your previous credit history may affect your ability to borrow.

How much can I borrow?

You can view examples below but you can also use our loan calculator  – just add in the amount you wish to borrow plus a term, to get an indication of the monthly repayments and the total amount payable. You can read more about our simple, easy application process in our What happens next guide.

Later life lending

If you are in later life and you’d like to move home, or improve your current home, we also offer a number of loans and mortgages specially designed to suit your needs. Click here to find out more.

Download our free monthly budget guide

Click here to download our free Monthly Budget Guide including 5 top tips for a healthy bank account that you can get started on straightaway! You’ll also receive practical tips and tricks on how to balance your household budget and find smart ways to save money, every few weeks. You can unsubscribe at any time.