Homeowner Loans

Our homeowner loan is a secured loan which can be used for a number of purposes including home improvements and repairs (like a new bathroom or kitchen, central heating or roof repairs). Loans can also be used to cover the cost of common parts works. We carry out a full financial review which ensures any loan offered is appropriate to your circumstances.

Who can apply?

Anyone can apply to Parity Trust for a homeowner loan. We have no age restrictions and a number of years experience of later life lending (lending in to retirement). We offer a range of secured loans which allow us to assist in most cases regardless of credit history. If you are concerned that you are on a limited income and may not be able to afford a loan, please get in touch as we have been able to assist people in receipt of income which includes State Pension.  Some of our loan products do not require regular monthly payments.

Loan examples

You can view examples below but if you would like to see look at potential terms and repayment amounts against a specific loan amount, you can use our loan calculator