Home Improvement Loans

Loans can be used for: Double glazing Roof repairs Bathroom adaptations (to convert to a wet-room) Heating Empty property works Low carbon / energy efficiency (e.g. replacement windows & insulation) – in some cases we can provide top-ups to Disabled Facilities Grants

What are the benefits?  We offer a low, fixed rate of interest – typical APR 5.63%. You can make overpayments or settle the loan without any fees or penalties (this option may not be available to landlords). A number of repayment options are available (dependent on criteria).

Parity Trust currently work alongside the following Local Authorities across the South of England: Brighton and Hove, Eastbourne, Eastleigh, Elmbridge, Gosport, Guildford, Hastings, Hart, Lewes, Rushmoor, Runnymede, Wealden and Woking. We also work with Basingstoke and Deane Borough Council to provide a Low Carbon Loan (please click on the link for more details).

Please get in touch if you need financial assistance with home repairs and adaptations, if your Local Authority is not listed above as we may still be able to assist.

More information about the products available – including repayment options can be found on our loan examples page.

If you would like to enquire, you can complete our application form and a Loans Officer will be in touch. Please note that Parity Trust provide loans secured against your property and will carry out a full financial review to ensure a loan is affordable.

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.