About Us

Parity Trust has been an alternative finance option to high street credit providers since 2000 and was initially set up after research showed that many residents of Portsmouth (Hampshire) and surrounding areas did not have access to a bank account or mainstream credit facilities. The organisation has grown from being a local provider of small unsecured personal loans, to being able to offer secured loans for home improvements across a much wider area. We also provide shared ownership mortgages alongside specific projects and can look to provide mortgage extension loans which mean people with interest only mortgages coming to term and no repayment plan in place, can stay in their own homes.

You can find our more about the team, Directors and products available by clicking on these links.

Social Impact: We have recently been exploring our social impact – the added value that our mortgages and loans bring to individuals and the wider community – and have produced an infographic on our key achievements from 2016/17. Our annual report for 2016/17 is being produced and will be available via the website shortly.

Company Registration: Parity Trust is the trading name of the Portsmouth Area Regeneration Trust group (known as PART). The group comprises of:

  • Portsmouth Area Regeneration Trust (IPS) Limited – Registered Society registered under the Co-operative and Community Benefit Societies Act 2014 under Number 29069r
  • Portsmouth Area Regeneration Trust a company limited by guarantee, registered in England and Wales. Companies House Number: 3794640; Charity Commission Registered Number: 1079454
  • Portsmouth Area Regeneration Trust (Guarantee) Limited registered in England and Wales. Companies House Number: 3977373. Authorised and regulated by the Financial Conduct Authority. Financial Services Register Number: 504445. We can be found on the Financial Services Register.

Membership & Support: Parity Trust recently signed the Armed Forces Covenant. The Armed Forces Covenant is a promise from the nation to those who serve. It says we will do all we can to ensure they are

afc_pos_rgbtreated fairly and not disadvantaged in their day-to-day lives. For more about the Armed Forces Covenant and what it means for you, visit: www.gov.uk/government/policies/armed-forces-covenant

Parity Trust is also a member of the Council of Mortgage Lenders, an associate of the Community Land Trust Network .